SAIDU, O. S. .; CIZAKCA, M. .; ALHABSHI, S. O. . The Islamic Country Nigeria Borrows on Riba: Introducing Esham as an Instrument of Borrowing. International Journal of Islamic Economics and Governance, [S. l.], v. 6, n. 2, p. 84–95, 2025. DOI: 10.58932/MULD0060. Disponível em: https://ojs.mul.edu.pk/index.php/IJIEG/article/view/782. Acesso em: 6 jan. 2026.